About Me

About Me

Originally from Apache, Oklahoma, I’ve called Milledgeville home since 1996. I hold a B.S. in Agricultural Economics from Oklahoma State University and am a graduate of the Georgia Banking School, where I completed the program with honors. I’ve also completed the Capstone Institute of Mortgage Lending, CBA Commercial Lending School, and numerous industry workshops and seminars.

I bring over 35 years of experience in banking and finance to my role as Senior Vice President and Chief Credit Officer at Century Bank and Trust. Since joining the bank in 2000, I’ve served in a variety of roles, including Loan Officer, Branch Manager, Vice President, and Senior Lender.

I’m an active volunteer with the GMC Booster Club and previously served in both the Lions and Exchange Clubs. In my spare time, I enjoy BBQing, gardening, and spending time outdoors.

About Me

About Me

About Me

Originally from Fort Valley, Georgia, I’ve proudly called Milledgeville home for the past 31 years. With over three decades in banking, I proudly identify as a community banker first. In my role as Senior Vice President at Century Bank and Trust, I specialize in residential real estate financing, including purchases and refinances, with a strong focus on educating clients and supporting self-employed borrowers.

I hold multiple certifications from the Federal Home Loan Corporation (Freddie Mac), including Credit Smart Facilitator and Conventional Underwriting. I’m also a Certified Mortgage Specialist and have a background in commercial lending. My academic journey took me through Macon College (now Middle Georgia College) and Georgia College & State University.

I currently serve on the Board of Trustees for United Way of Central Georgia, the Milledgeville Housing Authority, and the Central Georgia Joint Development Authority. I’m also a past leader with the Boy Scouts of America Central Georgia Council and a 2020 graduate of Leadership Baldwin.

Outside of work, I enjoy golf, volunteering, and “glamping.” I’m happily married to Ross Waller and proud to be the mother of two grown sons, Wesley and Jared Hines. I live by the belief that “The best way to change the world is to positively change the life of a child.”

About Me

About Me

About Me

I hold a Business Degree from Georgia Military College and am a 2016 graduate of the University of Georgia Banking School. I’ve worked in community banking for 25 years, serving in various roles at both credit unions and community banks. For the past 20 years, I’ve focused on lending and branch management.

I’m a former board member of the Milledgeville Exchange Club and the Milledgeville-Baldwin County Chamber of Commerce. Outside of work, I enjoy traveling—especially to the beach—and I’m always up for a girls’ trip with friends. I’ve been married to my husband, Kevin, for 25 years, and we have two children, both currently in college.

About Me

Born and raised in Milledgeville, Georgia, I’m a proud graduate of Baldwin High School and Georgia College & State University, where I earned a bachelor’s degree in business administration and marketing. I bring over 18 years of experience in banking and bank marketing to my role as Marketing Director at Century Bank and Trust.

I’m an active member of the Milledgeville Exchange Club and Milledgeville First Methodist Church. I enjoy being involved in our community and supporting local initiatives. Outside of work, I love spending time with my husband, James, and our two children, Madeline and JD. As a family, we especially enjoy traveling and making new memories together.