Debit Cards
Tap into easy spending.
Make shopping in-store or online more convenient with a Visa® debit card connected to your checking account.
Features You’ll Love
- Contactless payment
- Use anywhere debit cards are accepted
- No monthly service charges
- Features EMV chip technology for added security
- Visa® debit card accepted around the globe and online
- Instant issue debit cards available at either branch location
- Use your debit card to qualify for rewards with Kasasa® checking accounts
- Can be used with mobile pay
- Safer than carrying cash
- More convenient and safer than checks
- Eliminate cost of purchasing checks
- No finance charges or monthly service charges
- 24/7 access to funds via ATMs
- Easily withdraw funds from ATMs
- Quickly replaced if lost or stolen
Your security is very important to us. Our debit cards have chip card technology. The chip on your card provides additional security when used at terminals and ATMs that are chip-enabled — the data stored on the chip is more difficult to counterfeit or copy. However, this does not prevent fraud completely. For your protection, we have temporarily added the following restrictions on debit card transactions:
- All States — Transactions for more than $20 at the following merchant type require you to use your Chip and PIN.
- Signature based transactions for $20 and less will be allowed at convenience Stores (does not affect pay at the pump transactions).
Alert System
In our continuing efforts to combat fraud and keep your account secure we now have real time transaction monitoring based on your debit card behavior. Here’s how it works:
- When potential fraud is detected, you will receive an automatic email notification, with the option to respond and confirm fraud or no fraud.
- One minute after the email, you will receive a text alert, which also has the option to respond and confirm fraud or no fraud.
- If there is no response received, you will then receive automatic phone calls to confirm or deny fraud. If fraud is confirmed or if there is a failure to authenticate your identity, you will be connected to a fraud analyst.
In order for this service to be effective it is important that we have all of your current contact information on file.
If you have any questions, please contact a Customer Service Representative at (478) 453-3571. As always, thank you for banking with Century Bank and Trust.
Remember – our messages will never ask for your PIN or account number.
Additional Resources
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Read MoreUse this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Business Certificates of Deposit
Term | Interest Rate | APY | Compound Method |
---|---|---|---|
90 Day | 0.20% | 0.20% | Simple |
180 Day | 0.50% | 0.50% | Simple |
12 Month | 0.75% | 0.75% | Quarterly |
18 Month | 0.80% | 0.80% | Quarterly |
24 Month | 0.95% | 0.95% | Quarterly |
30 Month | 1.00% | 1.00% | Quarterly |
36 Month | 1.15% | 1.15% | Quarterly |
48 Month | 1.25% | 1.26% | Quarterly |
60 Month | 1.30% | 1.30% | Quarterly |
The Annual Percentage Yield (APY) assumes the interest remains on deposit until maturity. A withdrawal of interest will reduce earning. Minimum deposit to open account is $500.
Business Money Market Account
Account Balance | Interest Rate | APY |
---|---|---|
$0 - $2,499.99 | 0.00% | 0.00% |
$2,500 - $24,999.99 | 0.35% | 0.35% |
$25,000 - $49,999.99 | 0.40% | 0.40% |
$50,000 - $99,999.99 | 0.45% | 0.45% |
$100,000 - $249,999.99 | 0.50% | 0.50% |
$250,000 - $499,999.99 | 0.50% | 0.50% |
$500,000 - $999,999.99 | 0.55% | 0.55% |
$1,000,000+ | 0.55% | 0.55% |
Business NOW Checking
Account Balance | Interest Rate | APY |
---|---|---|
$0 - $2,499.99 | 0.00% | 0.00% |
$2,500 - $24,999.99 | 0.25% | 0.25% |
$25,000 - $49,999.99 | 0.30% | 0.30% |
$50,000 - $99,999.99 | 0.35% | 0.35% |
$100,000 - $249,999.99 | 0.40% | 0.40% |
$250,000 - $499,999.99 | 0.40% | 0.40% |
$500,000 - $999,999.99 | 0.50% | 0.50% |
$1,000,000+ | 0.50% | 0.50% |
Certificates of Deposit
Term | Interest Rate | APY | Compound Method |
---|---|---|---|
90 Day | 0.30% | 0.30% | Simple |
180 Day | 0.35% | 0.35% | Simple |
12 Month | 0.40% | 0.40% | Quarterly |
18 Month | 0.45% | 0.45% | Quarterly |
24 Month | 0.50% | 0.50% | Quarterly |
30 Month | 0.55% | 0.55% | Quarterly |
36 Month | 0.60% | 0.60% | Quarterly |
48 Month | 0.65% | 0.65% | Quarterly |
60 Month | 0.70% | 0.70% | Quarterly |
The Annual Percentage Yield (APY) assumes the interest remains on deposit until maturity. A withdrawal of interest will reduce earning. Minimum deposit to open account is $500.
Kasasa Cash®*
Account Balance | Minimum Opening Deposit | Interest Rate | APY |
---|---|---|---|
$0 to $24,999.99 | $50 | 3.45% | 3.50% |
$25,000+ | $50 | 0.249% | 3.50% to 0.90% |
All balances if qualifications not met | $50 | 0.05% | 0.05% |
Qualifications to Earn Rewards
All that stands between you and your rewards are things you probably do anyway. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in online banking
- Be enrolled in and agree to receive eStatements
And even if you don't meet your qualifications during the month, your Kasasa Cash account is still free — and you'll still earn our base rate of interest.
Kasasa Saver®*
Account Balance | Minimum Opening Deposit | Interest Rate | APY |
---|---|---|---|
$0 to $24,999.99 | $50 | 1.24% | 1.25% |
$25,000+ | $50 | 0.249% | 1.25% to 0.45% |
All balances if qualifications not met | $50 | 0.05% | 0.05% |
Qualifications to Earn the Higher Rate
Qualifying for your Kasasa Cash or Kasasa Cash Back® account automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in online banking
- Be enrolled in and agree to receive eStatements
That's it! And even if you don't meet your qualifications during the month, your Kasasa® accounts are still free — and you'll still earn our base rate of interest on Kasasa Saver.
Money Market Account
Account Balance | Interest Rate | APY |
---|---|---|
$0 - $24,999.99 | 0.35% | 0.35% |
$25,000 - $49,999.99 | 0.40% | 0.40% |
$50,000 - $99,999.99 | 0.45% | 0.45% |
$100,000+ | 0.50% | 0.50% |
Savings Accounts
Account | Balance | Interest Rate | APY |
---|---|---|---|
Regular Savings | $0 - $200 | 0.15% | 0.15% |
Regular Savings | $200+ | 0.30% | 0.30% |
Christmas Savings | All Balances | 0.30% | 0.30% |