Century  Cash (Stand Alone): When your Century  Cash account qualifications are met during a monthly qualification cycle, (1) daily balances up to $24,999.99 receive APY of 3.50%; (2) daily balances over $24,999.99 earn 0.249% interest rate on the portion of daily balance over $24,999.99, resulting in a range from 3.50% to 0.90% APY depending on the account's balance (Assuming an average balance of $125,000). (3) you will receive reimbursements for nationwide ATM fees incurred during the qualification cycle. Interest and ATM fee reimbursements will be credited to your Century Cash account on the last day of the current statement cycle. When Century Cash qualifications are not met, all balances in the account earn 0.05% and ATM refunds are not made. Minimum to open is $50.00. APYs accurate as of 03/02/26. Rates and rewards are variable and may change after account is opened. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more business days from the date transaction was made to post to and settle to the account. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. If the first day of the month that is a business day falls on a Friday, a weekend or on a Monday that is not a business day, then the Monthly Qualification Cycle means a period beginning one (1) Business Day prior to the first day of the current Monthly Statement Cycle through two (2) Business Days prior to the close of the current Monthly Statement Cycle. 

ATM processed transactions do not count towards qualifying debit card transactions. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. Fees may reduce earnings. APY = Annual Percentage Yield. Limit one account per Social Security Number. 

Century Cash Linked To Century  Saver: When your Century  Cash account qualifications are met during a monthly qualification cycle, (1)daily  balances up to $24,999.99 receive an non-compounding APY* of 3.50%; (2) daily balances over $24,999.99 earn 0.249% interest rate on the portion of daily balance over $24,999.99, resulting in a non-compounding range from 3.50% to 0.90% APY* depending on the account's daily  balance (Assuming an average balance of $125,000.)  (3) you will receive reimbursements for nationwide ATM fees incurred during the qualification cycle. Interest and ATM fee reimbursements will be credited to your Century Cash account on the last day of the current monthly statement cycle and are automatically transferred to the linked Century Saver account within one day. When Century Cash qualifications are not met, all balances in Century Cash earn a non-compounding APY* of 0.05% and ATM fee refunds are not made. Minimum to open is $50.00. APYs accurate as of 03/02/26. Rates and rewards are variable and may change at our discretion after account is opened without notice to you.  Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more business days from the date transaction was made to post to and settle account. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. If the first day of the month that is a business day falls on a Friday, a weekend or on a Monday that is not a business day, then the Monthly Qualification Cycle means a period beginning one (1) Business Day prior to the first day of the current Monthly Statement Cycle through two (2) Business Days prior to the close of the current Monthly Statement Cycle. 

 ATM processed transactions, transfers between accounts, debit card purchases processed by merchants and received at our bank as ATM transactions, and purchases made with debit cards not issued by our bank, do not count towards qualifying debit card transactions. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. Fees may reduce earnings. APY = Annual Percentage Yield. Limit one account per Social Security Number. *The interest earned within the Century Cash account does not compound since it is automatically transferred to the Century Saver account. Automatic transfer may cause an overdraft to your Century Cash account. Account approval, qualifications and rules apply. Contact institution for details. Member FDIC.