Meet Our Loan Officers
At Century Bank and Trust, we offer a full array of products. From consumer and commercial loans to real estate mortgages, everything we offer comes with quality service. Plus, with local decision-making in Milledgeville, you’ll get answers fast.
Derek Williams
CEO & President
NMLS #773340
About Me
About Me
Originally from Apache, Oklahoma, I’ve called Milledgeville home since 1996. I hold a B.S. in Agricultural Economics from Oklahoma State University and am a graduate of the Georgia Banking School, where I completed the program with honors. I’ve also completed the Capstone Institute of Mortgage Lending, CBA Commercial Lending School, and numerous industry workshops and seminars.
I bring over 35 years of experience in banking and finance to my role as Senior Vice President and Chief Credit Officer at Century Bank and Trust. Since joining the bank in 2000, I’ve served in a variety of roles, including Loan Officer, Branch Manager, Vice President, and Senior Lender.
I’m an active volunteer with the GMC Booster Club and previously served in both the Lions and Exchange Clubs. In my spare time, I enjoy BBQing, gardening, and spending time outdoors.
Brian Robinson
SVP/Senior Lending Officer
NMLS #415817
About Me
About Me
Originally from Fort Valley, Georgia, I’ve proudly called Milledgeville home for the past 31 years. With over three decades in banking, I proudly identify as a community banker first. In my role as Senior Vice President at Century Bank and Trust, I specialize in residential real estate financing, including purchases and refinances, with a strong focus on educating clients and supporting self-employed borrowers.
I hold multiple certifications from the Federal Home Loan Corporation (Freddie Mac), including Credit Smart Facilitator and Conventional Underwriting. I’m also a Certified Mortgage Specialist and have a background in commercial lending. My academic journey took me through Macon College (now Middle Georgia College) and Georgia College & State University.
I currently serve on the Board of Trustees for United Way of Central Georgia, the Milledgeville Housing Authority, and the Central Georgia Joint Development Authority. I’m also a past leader with the Boy Scouts of America Central Georgia Council and a 2020 graduate of Leadership Baldwin.
Outside of work, I enjoy golf, volunteering, and “glamping.” I’m happily married to Ross Waller and proud to be the mother of two grown sons, Wesley and Jared Hines. I live by the belief that “The best way to change the world is to positively change the life of a child.”
Tori Kala
Lending Officer
NMLS #415812
About Me
About Me
Born and raised in Milledgeville, Georgia, I’m a proud graduate of Baldwin High School, Georgia Military College, and Georgia College & State University, where I earned a bachelor’s degree in business administration. I bring over 29 years of experience in community banking to my role as Vice President, Loan Administrator, and Lender at Century Bank and Trust.
I’m an active member of the Rotary Club of Milledgeville and serve on the Community Bankers Association of Georgia Lead Committee. I enjoy being involved in our community and supporting local initiatives. Outside of work, I love to travel, take day trips, and spend time with family, friends, and my dachshund, Deano.
Holly Blenk
Mortgage Loan Officer
NMLS#478358
About Me
Neil Hewitt
Lending Officer
NMLS #415814
About Me
About Me
I hold a Business Degree from Georgia Military College and am a 2016 graduate of the University of Georgia Banking School. I’ve worked in community banking for 25 years, serving in various roles at both credit unions and community banks. For the past 20 years, I’ve focused on lending and branch management.
I’m a former board member of the Milledgeville Exchange Club and the Milledgeville-Baldwin County Chamber of Commerce. Outside of work, I enjoy traveling—especially to the beach—and I’m always up for a girls’ trip with friends. I’ve been married to my husband, Kevin, for 25 years, and we have two children, both currently in college.
Matt Wilson
Lending Officer
NMLS #1039556
About Me
About Me
Born and raised in Milledgeville, Georgia, I’m a graduate of John Milledge Academy and attended Georgia College. I bring over 20 years of experience in customer relations and business development to my role as a Loan Officer at Century Bank and Trust.
I enjoy staying connected with the people of our community and supporting local businesses. Outside of work, I love spending time outdoors with my wife, Jill, and our two sons, Brandon and Blake.
About Me
I’m a proud graduate of Baldwin High School, Georgia Military College, and Georgia College & State University. I’m also a graduate of the Georgia Banking School and the CBA Leadership Academy. I began my banking career in 2005, starting in the bookkeeping department before moving into loans and mortgages in 2008. I’m also actively involved in our bank’s JHA user group, known as JHUGS.
I currently serve as Vice President and Social Chair of the Milledgeville Exchange Club, and I’m involved with several community initiatives, including the Deep Roots Committee and the TCM Advisory Council. I was honored with the Golden Deeds Award in 2023 for community involvement and was named Ambassador of the Year by the Milledgeville-Baldwin Chamber of Commerce in 2018.
I’ve been married to my husband, Brian, since 2016, and we have two daughters, Haley and Avery. My nephew, Thomas, also lives with us. Our home includes two dogs—Turner and Ozzie, named after the Atlanta Braves—and a cat named Pickles. I love all things sports and live music, and I especially enjoy cheering on Avery at her basketball and soccer games.
Our Loan Assistants/Processors
Brandi Osborne
NMLS #1504179
Brandi Osborne
NMLS #1504179
About Me
April Screws
NMLS #2396996
April Screws
NMLS #2396996
About Me
Lauren Free
NMLS #2569884
Lauren Free
NMLS #2569884