Digital Banking
Banking that benefits your lifestyle.
Transfer money between accounts, pay your bills, and more from any device.
Features You’ll Love
- Deposit check using your smartphone
- View your transaction history anytime, anywhere
- Add your card to your mobile wallet
Online Banking1
- Free, secure, and easy-to-use service for Century Bank & Trust customers
- Manage a number of banking activities anytime, anywhere with internet access:
- Access eStatements
- View account balances and history
- Transfer funds between accounts (one-time and recurring transfers)
- View checks written
- Make loan payments
- And more
Bill Pay
- Pay one-time or recurring bills with ease:
- Schedule payments in advance
- Set up payment reminders
- Ensure payments are received on time
- Have all payee information in one convenient place
- Retain funds until paper drafts are presented for payment
- Avoid paper clutter
- More secure than paper billing
- Make more time for yourself; fewer bank trips necessary
- Print or download to popular financial management software
FAQ
Looking for more information on our digital banking? Check out our FAQ and find answers to any of your questions.
Security
Whether you’re a personal or business customer, we aim to make your online banking experience as secure as possible. Take a look at our Fraud & Security blog to learn more.
1Wireless carrier data rates may apply.
Mobile Banking
- Fast, free, and secure service for customers enrolled in online banking1
- Available to personal and business customers
- Easily keep track of your finances — even on the go:
- View account balances
- Review history
- Transfer funds between accounts
- Receive alerts
- Pay bills
- Available via any web-enabled mobile device
- Use this service in three convenient ways:
- Save valuable time and effort; avoid an extra trip to a branch
Mobile Banking Setup
To set yourself up for CBT2GO Mobile, do the following:
- Go to your App/Play Store
- Search for the app CBT2GO Mobile
- Install the app and open it once installed
- If you have already set up your credentials on the web-site application you can use the same information to login into the mobile app.
- If this is your first time and you don't have online banking you will need to select the enroll option and follow the steps.
- Once you have successfully created your User ID and Password it will ask you to set-up 2MF authenication. This can not be bypassed for security purposes it must me set-up.
- If your phone number does not match what we have on file for you it will not let you complete this process, please call customer service at 478-453-3571.
- That’s it! You are now enrolled for CBT2GO Mobile Banking!
Mobile Deposit
- Deposit checks anytime, anywhere from your mobile phone
- Free service for customers with a Century Bank & Trust checking account
- Deposit your check with a few taps of your finger
- Save time, avoid unnecessary trips to a branch
Mobile Deposit Setup
Ready to make deposits right from your phone? Check out this PDF
- You will need to enroll the accounts that you want to make mobile deposits to.
- Locate the deposit icon on your dashboard, or in the menu on the left of your screen.
- The Bank will get notified you are requesting this service.
- Once we have reviewed your account status your request will be approved or rejected.
- If approved you can start making deposits immediately.
- Please remember to endorse all checks and print under your endorsement "FOR MOBILE DEPOSIT ONLY". If this endorsement is missing your deposit will be rejected.
1Wireless carrier data rates may apply.
Electronic Statements
- Save paper and save the environment
- Fast, free, and easy alternative to paper statements1
- Easier to retrieve info when needed
- Eliminate a paper trail
- Reduce chances of fraud and identity theft
- Arrive faster than paper statements
- Simplify recordkeeping
- Easily access past statements
- Ability to download for permanent storage or print if needed
- Receive email notice when new eStatement is ready
eStatements Setup
To set yourself, do the following:
- Log into your Online Banking account.
- Select the Electronic Statements option on your dashboard or once you have accessed one of your accounts.
- If you have not requested electronic statements you will have to select the Sign Up option at the top of the page and follow the instructions.
- That’s it! You are now enrolled for Electronic Statements! The next time your statement is processed, you will receive a notification that it is available for viewing.
- Once enrolled you will be able to see your statements from enrollment date going forward.
- As each month is added it will retain it for a rolling 18 months.
Click here to read the FDIC suggestions for security regarding eStatements.
1Available for checking and savings accounts. Enrollment in Century Online Banking is required for access to EcoView eStatements.
A mobile wallet is a convenient, secure way to carry and use your debit and credit cards directly from your smartphone or other mobile device. Instead of swiping or inserting a physical card at checkout, you can pay by holding your phone near the payment terminal using apps like Apple Pay, Google Pay, or Samsung Pay. These apps securely store your card information, allowing for quick, contactless transactions at thousands of stores, restaurants, and even online.
Benefits of Using a Mobile Wallet:
- Convenience: No need to carry your physical cards—your mobile wallet lets you pay with just a tap of your phone, making shopping faster and easier.
- Security: Mobile wallets use advanced encryption and tokenization to protect your information. Your actual card numbers are never shared during a transaction, reducing the risk of fraud.
- Contactless Payments: You can make payments without touching cash or handing over your card, promoting hygiene and reducing physical contact.
- Track Your Spending: Mobile wallets often let you view your recent purchases, helping you keep track of your spending in real-time.
By adding your Century debit card to a mobile wallet, you can enjoy these benefits while keeping your financial information safe and your payments hassle-free.
Mobile Wallet FAQs
{beginAccordions}
How does it work?
In most cases, you simply hold your mobile device close to the contactless reader on the merchant terminal. The cardholder may need to unlock the device or enter a passcode before making the payment.
Is it safe? What happens if I lose my device?
Because the real card information is never exposed, tokenized payments are very safe. If your mobile device is lost, you should call your financial institution to suspend or deactivate your token. There is no need to hot card and replace the real card.
Where can I use it?
The number of merchants accepting tokenized payments is growing every day. Most payment terminals now accept contactless payments.
How do I add a card to my digital wallet?
On a qualifying device, you will need to download the digital wallet of your choice and then follow the directions that are displayed. This process is known as provisioning. Once the provisioning request is approved, you may begin using your digital wallet.
Something went wrong when I tried to add a card to the wallet.
The initial provisioning activity is the only piece of the new service which requires an active Internet connection for the duration of the process. Common reasons your request may have failed include:
- Network-related problems (bad or no Internet access; TSP/Issuer/Digital Wallet Provider outage)
- Device software/hardware issues
- Expired/reissued card
- Card blocked (for example: not activated, reported lost, etc.)
My Mobile device is lost or stolen.
You are encouraged to use the online or app version of “I've lost my device” and then put the device into Lost Mode. When you place your device in Lost Mode, all tokens in your digital wallet will be suspended.
My card is lost or stolen.
Contact us and we will assist you.
{endAccordions}
Additional Resources
Empowering the Georgia community.

Holly Blenk named Ambassador of the Year
Century is proud to announce that Holly Blenk has been named Ambassador of the Year.
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Brandi Osborne Promoted to Senior Loan Assistant
Century is proud to announce the promotion of Brandi Osborne to Senior Loan Assistant.
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Century Named Inaugural Large Business of the Year
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Read MoreUse this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Business Certificates of Deposit
Term | Interest Rate | APY | Compound Method |
---|---|---|---|
90 Day | 0.20% | 0.20% | Simple |
180 Day | 0.50% | 0.50% | Simple |
12 Month | 0.75% | 0.75% | Quarterly |
18 Month | 0.80% | 0.80% | Quarterly |
24 Month | 0.95% | 0.95% | Quarterly |
30 Month | 1.00% | 1.00% | Quarterly |
36 Month | 1.15% | 1.15% | Quarterly |
48 Month | 1.25% | 1.26% | Quarterly |
60 Month | 1.30% | 1.30% | Quarterly |
The Annual Percentage Yield (APY) assumes the interest remains on deposit until maturity. A withdrawal of interest will reduce earning. Minimum deposit to open account is $500.
Business Money Market Account
Account Balance | Interest Rate | APY |
---|---|---|
$0 - $2,499.99 | 0.00% | 0.00% |
$2,500 - $24,999.99 | 0.35% | 0.35% |
$25,000 - $49,999.99 | 0.40% | 0.40% |
$50,000 - $99,999.99 | 0.45% | 0.45% |
$100,000 - $249,999.99 | 0.50% | 0.50% |
$250,000 - $499,999.99 | 0.50% | 0.50% |
$500,000 - $999,999.99 | 0.55% | 0.55% |
$1,000,000+ | 0.55% | 0.55% |
Business NOW Checking
Account Balance | Interest Rate | APY |
---|---|---|
$0 - $2,499.99 | 0.00% | 0.00% |
$2,500 - $24,999.99 | 0.25% | 0.25% |
$25,000 - $49,999.99 | 0.30% | 0.30% |
$50,000 - $99,999.99 | 0.35% | 0.35% |
$100,000 - $249,999.99 | 0.40% | 0.40% |
$250,000 - $499,999.99 | 0.40% | 0.40% |
$500,000 - $999,999.99 | 0.50% | 0.50% |
$1,000,000+ | 0.50% | 0.50% |
Certificates of Deposit
Term | Interest Rate | APY | Compound Method |
---|---|---|---|
90 Day | 0.30% | 0.30% | Simple |
180 Day | 0.35% | 0.35% | Simple |
12 Month | 0.40% | 0.40% | Quarterly |
18 Month | 0.45% | 0.45% | Quarterly |
24 Month | 0.50% | 0.50% | Quarterly |
30 Month | 0.55% | 0.55% | Quarterly |
36 Month | 0.60% | 0.60% | Quarterly |
48 Month | 0.65% | 0.65% | Quarterly |
60 Month | 0.70% | 0.70% | Quarterly |
The Annual Percentage Yield (APY) assumes the interest remains on deposit until maturity. A withdrawal of interest will reduce earning. Minimum deposit to open account is $500.
Kasasa Cash®*
Account Balance | Minimum Opening Deposit | Interest Rate | APY |
---|---|---|---|
$0 to $24,999.99 | $50 | 3.45% | 3.50% |
$25,000+ | $50 | 0.249% | 3.50% to 0.90% |
All balances if qualifications not met | $50 | 0.05% | 0.05% |
Qualifications to Earn Rewards
All that stands between you and your rewards are things you probably do anyway. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in online banking
- Be enrolled in and agree to receive eStatements
And even if you don't meet your qualifications during the month, your Kasasa Cash account is still free — and you'll still earn our base rate of interest.
Kasasa Saver®*
Account Balance | Minimum Opening Deposit | Interest Rate | APY |
---|---|---|---|
$0 to $24,999.99 | $50 | 1.24% | 1.25% |
$25,000+ | $50 | 0.249% | 1.25% to 0.45% |
All balances if qualifications not met | $50 | 0.05% | 0.05% |
Qualifications to Earn the Higher Rate
Qualifying for your Kasasa Cash or Kasasa Cash Back® account automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in online banking
- Be enrolled in and agree to receive eStatements
That's it! And even if you don't meet your qualifications during the month, your Kasasa® accounts are still free — and you'll still earn our base rate of interest on Kasasa Saver.
Money Market Account
Account Balance | Interest Rate | APY |
---|---|---|
$0 - $24,999.99 | 0.35% | 0.35% |
$25,000 - $49,999.99 | 0.40% | 0.40% |
$50,000 - $99,999.99 | 0.45% | 0.45% |
$100,000+ | 0.50% | 0.50% |
Savings Accounts
Account | Balance | Interest Rate | APY |
---|---|---|---|
Regular Savings | $0 - $200 | 0.15% | 0.15% |
Regular Savings | $200+ | 0.30% | 0.30% |
Christmas Savings | All Balances | 0.30% | 0.30% |