Business NOW Checking
Build your business, build your balance.
Let your balance do some work too, so you and your organization can do more.
Features You’ll Love
- Competitive interest
- Access to our business services
- Manage your account with digital banking
- Available to sole proprietorships, municipalities, certain non-profit organizations, and school boards
- Helps qualifying local businesses and organizations start and stay ahead
- Earn competitive interest on daily balances of $2,500 or more1
- Avoid the $7.50 monthly service fee by maintaining a $2,500 minimum daily balance
- Monthly charge waived for IOLTA accounts
- Free digital banking services, including:
- Free online banking & bill pay
- Free mobile banking
- Free eStatements
- Online cash management available
- $2,500 minimum deposit to open
1We use the average daily balance method to calculate the interest on your account. We may change the interest rate on your account at any time. Fees may reduce earnings.
Additional Resources
Empowering the Georgia community.
Holly Blenk named Ambassador of the Year
Century is proud to announce that Holly Blenk has been named Ambassador of the Year.
Read More
Brandi Osborne Promoted to Senior Loan Assistant
Century is proud to announce the promotion of Brandi Osborne to Senior Loan Assistant.
Read More
Century Named Inaugural Large Business of the Year
Century has been named inaugural the first-ever Large Business of the Year by the…
Read MoreUse this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Business Certificates of Deposit
| Term | Interest Rate | APY | Compound Method |
|---|---|---|---|
| 90 Day | 0.20% | 0.20% | Simple |
| 180 Day | 0.50% | 0.50% | Simple |
| 12 Month | 0.75% | 0.75% | Quarterly |
| 18 Month | 0.80% | 0.80% | Quarterly |
| 24 Month | 0.95% | 0.95% | Quarterly |
| 30 Month | 1.00% | 1.00% | Quarterly |
| 36 Month | 1.15% | 1.15% | Quarterly |
| 48 Month | 1.25% | 1.26% | Quarterly |
| 60 Month | 1.30% | 1.30% | Quarterly |
The Annual Percentage Yield (APY) assumes the interest remains on deposit until maturity. A withdrawal of interest will reduce earning. Minimum deposit to open account is $500.
Business Money Market Account
| Account Balance | Interest Rate | APY |
|---|---|---|
| $0 - $2,499.99 | 0.00% | 0.00% |
| $2,500 - $24,999.99 | 0.35% | 0.35% |
| $25,000 - $49,999.99 | 0.40% | 0.40% |
| $50,000 - $99,999.99 | 0.45% | 0.45% |
| $100,000 - $249,999.99 | 0.50% | 0.50% |
| $250,000 - $499,999.99 | 0.50% | 0.50% |
| $500,000 - $999,999.99 | 0.55% | 0.55% |
| $1,000,000+ | 0.55% | 0.55% |
Business NOW Checking
| Account Balance | Interest Rate | APY |
|---|---|---|
| $0 - $2,499.99 | 0.00% | 0.00% |
| $2,500 - $24,999.99 | 0.25% | 0.25% |
| $25,000 - $49,999.99 | 0.30% | 0.30% |
| $50,000 - $99,999.99 | 0.35% | 0.35% |
| $100,000 - $249,999.99 | 0.40% | 0.40% |
| $250,000 - $499,999.99 | 0.40% | 0.40% |
| $500,000 - $999,999.99 | 0.50% | 0.50% |
| $1,000,000+ | 0.50% | 0.50% |
Certificates of Deposit
| Term | Interest Rate | APY | Compound Method |
|---|---|---|---|
| 90 Day | 0.30% | 0.30% | Simple |
| 180 Day | 0.35% | 0.35% | Simple |
| 12 Month | 0.40% | 0.40% | Quarterly |
| 18 Month | 0.45% | 0.45% | Quarterly |
| 24 Month | 0.50% | 0.50% | Quarterly |
| 30 Month | 0.55% | 0.55% | Quarterly |
| 36 Month | 0.60% | 0.60% | Quarterly |
| 48 Month | 0.65% | 0.65% | Quarterly |
| 60 Month | 0.70% | 0.70% | Quarterly |
The Annual Percentage Yield (APY) assumes the interest remains on deposit until maturity. A withdrawal of interest will reduce earning. Minimum deposit to open account is $500.
Kasasa Cash®*
| Account Balance | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $0 to $24,999.99 | $50 | 3.45% | 3.50% |
| $25,000+ | $50 | 0.249% | 3.50% to 0.90% |
| All balances if qualifications not met | $50 | 0.05% | 0.05% |
Qualifications to Earn Rewards
All that stands between you and your rewards are things you probably do anyway. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in online banking
- Be enrolled in and agree to receive eStatements
And even if you don't meet your qualifications during the month, your Kasasa Cash account is still free — and you'll still earn our base rate of interest.
Kasasa Saver®*
| Account Balance | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $0 to $24,999.99 | $50 | 1.24% | 1.25% |
| $25,000+ | $50 | 0.249% | 1.25% to 0.45% |
| All balances if qualifications not met | $50 | 0.05% | 0.05% |
Qualifications to Earn the Higher Rate
Qualifying for your Kasasa Cash or Kasasa Cash Back® account automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in online banking
- Be enrolled in and agree to receive eStatements
That's it! And even if you don't meet your qualifications during the month, your Kasasa® accounts are still free — and you'll still earn our base rate of interest on Kasasa Saver.
Money Market Account
| Account Balance | Interest Rate | APY |
|---|---|---|
| $0 - $24,999.99 | 0.35% | 0.35% |
| $25,000 - $49,999.99 | 0.40% | 0.40% |
| $50,000 - $99,999.99 | 0.45% | 0.45% |
| $100,000+ | 0.50% | 0.50% |
Savings Accounts
| Account | Balance | Interest Rate | APY |
|---|---|---|---|
| Regular Savings | $0 - $200 | 0.15% | 0.15% |
| Regular Savings | $200+ | 0.30% | 0.30% |
| Christmas Savings | All Balances | 0.30% | 0.30% |