Christmas Savings Account
Make holiday spending a little easier this year.
With year-round saving for the holidays, feel confident shopping for gifts, trips, and more!
Features You’ll Love
- Earn competitive interest
- Make unlimited deposits
- No minimum deposit to open
- Set aside little by little, year-round for holiday-related expenses
- Competitive interest on entire balance1
- No monthly service fee
- No minimum balance requirements
- Automated savings plan — deposits are transferred from existing Century Bank and Trust accounts
- Partial withdrawals and ATM transactions are not permitted
- Avoid holiday-induced debt and stress
- Funds will be paid on the first business day in November
- Free digital banking services, including:
- Free online banking
- Free eStatements
- No minimum deposit to open
1We use the daily balance method to calculate the interest on your account. We may change the interest rate on your account at any time. Fees may reduce earnings.
A $10 service charge will be charged if the account is closed within 6 months of the opening date.
Additional Resources
Empowering the Georgia community.
Holly Blenk named Ambassador of the Year
Century is proud to announce that Holly Blenk has been named Ambassador of the Year.
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Brandi Osborne Promoted to Senior Loan Assistant
Century is proud to announce the promotion of Brandi Osborne to Senior Loan Assistant.
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Century Named Inaugural Large Business of the Year
Century has been named inaugural the first-ever Large Business of the Year by the…
Read MoreUse this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Business Certificates of Deposit
| Term | Interest Rate | APY | Compound Method |
|---|---|---|---|
| 90 Day | 0.20% | 0.20% | Simple |
| 180 Day | 0.50% | 0.50% | Simple |
| 12 Month | 0.75% | 0.75% | Quarterly |
| 18 Month | 0.80% | 0.80% | Quarterly |
| 24 Month | 0.95% | 0.95% | Quarterly |
| 30 Month | 1.00% | 1.00% | Quarterly |
| 36 Month | 1.15% | 1.15% | Quarterly |
| 48 Month | 1.25% | 1.26% | Quarterly |
| 60 Month | 1.30% | 1.30% | Quarterly |
The Annual Percentage Yield (APY) assumes the interest remains on deposit until maturity. A withdrawal of interest will reduce earning. Minimum deposit to open account is $500.
Business Money Market Account
| Account Balance | Interest Rate | APY |
|---|---|---|
| $0 - $2,499.99 | 0.00% | 0.00% |
| $2,500 - $24,999.99 | 0.35% | 0.35% |
| $25,000 - $49,999.99 | 0.40% | 0.40% |
| $50,000 - $99,999.99 | 0.45% | 0.45% |
| $100,000 - $249,999.99 | 0.50% | 0.50% |
| $250,000 - $499,999.99 | 0.50% | 0.50% |
| $500,000 - $999,999.99 | 0.55% | 0.55% |
| $1,000,000+ | 0.55% | 0.55% |
Business NOW Checking
| Account Balance | Interest Rate | APY |
|---|---|---|
| $0 - $2,499.99 | 0.00% | 0.00% |
| $2,500 - $24,999.99 | 0.25% | 0.25% |
| $25,000 - $49,999.99 | 0.30% | 0.30% |
| $50,000 - $99,999.99 | 0.35% | 0.35% |
| $100,000 - $249,999.99 | 0.40% | 0.40% |
| $250,000 - $499,999.99 | 0.40% | 0.40% |
| $500,000 - $999,999.99 | 0.50% | 0.50% |
| $1,000,000+ | 0.50% | 0.50% |
Certificates of Deposit
| Term | Interest Rate | APY | Compound Method |
|---|---|---|---|
| 90 Day | 0.30% | 0.30% | Simple |
| 180 Day | 0.35% | 0.35% | Simple |
| 12 Month | 0.40% | 0.40% | Quarterly |
| 18 Month | 0.45% | 0.45% | Quarterly |
| 24 Month | 0.50% | 0.50% | Quarterly |
| 30 Month | 0.55% | 0.55% | Quarterly |
| 36 Month | 0.60% | 0.60% | Quarterly |
| 48 Month | 0.65% | 0.65% | Quarterly |
| 60 Month | 0.70% | 0.70% | Quarterly |
The Annual Percentage Yield (APY) assumes the interest remains on deposit until maturity. A withdrawal of interest will reduce earning. Minimum deposit to open account is $500.
Kasasa Cash®*
| Account Balance | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $0 to $24,999.99 | $50 | 3.45% | 3.50% |
| $25,000+ | $50 | 0.249% | 3.50% to 0.90% |
| All balances if qualifications not met | $50 | 0.05% | 0.05% |
Qualifications to Earn Rewards
All that stands between you and your rewards are things you probably do anyway. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in online banking
- Be enrolled in and agree to receive eStatements
And even if you don't meet your qualifications during the month, your Kasasa Cash account is still free — and you'll still earn our base rate of interest.
Kasasa Saver®*
| Account Balance | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $0 to $24,999.99 | $50 | 1.24% | 1.25% |
| $25,000+ | $50 | 0.249% | 1.25% to 0.45% |
| All balances if qualifications not met | $50 | 0.05% | 0.05% |
Qualifications to Earn the Higher Rate
Qualifying for your Kasasa Cash or Kasasa Cash Back® account automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in online banking
- Be enrolled in and agree to receive eStatements
That's it! And even if you don't meet your qualifications during the month, your Kasasa® accounts are still free — and you'll still earn our base rate of interest on Kasasa Saver.
Money Market Account
| Account Balance | Interest Rate | APY |
|---|---|---|
| $0 - $24,999.99 | 0.35% | 0.35% |
| $25,000 - $49,999.99 | 0.40% | 0.40% |
| $50,000 - $99,999.99 | 0.45% | 0.45% |
| $100,000+ | 0.50% | 0.50% |
Savings Accounts
| Account | Balance | Interest Rate | APY |
|---|---|---|---|
| Regular Savings | $0 - $200 | 0.15% | 0.15% |
| Regular Savings | $200+ | 0.30% | 0.30% |
| Christmas Savings | All Balances | 0.30% | 0.30% |