Kasasa Saver

Saving can be a lot easier. 

Make progress toward your financial goals without lifting a finger, thanks to the features of Kasasa Saver®

Features You’ll Love 

  • Earn interest on your savings 
  • 6 free transfers per month 
  • No monthly maintenance fees 

*Kasasa Cash (Stand Alone): When your Kasasa Cash account qualifications are met during a monthly qualification cycle, (1) balances up to $24,999.99 receive APY of 3.50%; (2) balances over $24,999.99 earn 0.249% interest rate on the portion of balance over $24,999.99, resulting in a range from 3.50% to 0.90% APY depending on the account's balance (Assuming an average balance of $125,000); (3) you will receive reimbursements for nationwide ATM fees incurred during the qualification cycle. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% and ATM refunds are not made. Minimum to open is $50.00. APYs accurate as of 04/03/2023. Rates and rewards are variable and may change after account is opened. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more business days from the date transaction was made to post to and settle to the account. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. ATM processed transactions do not count towards qualifying debit card transactions. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. Fees may reduce earnings. APY = Annual Percentage Yield. Limit one account per Social Security Number. Kasasa Cash Linked To Kasasa Saver: When your Kasasa Cash account qualifications are met during a monthly qualification cycle, (1) balances up to $24,999.99 receive an non-compounding APY* of 3.50%; (2) balances over $24,999.99 earn 0.25% interest rate on the portion of balance over $24,999.99, resulting in a non-compounding range from 3.50% to 0.90% APY* depending on the accoun's balance (Assuming an average balance of $125,000) (3) you will receive reimbursements for nationwide ATM fees incurred during the qualification cycle. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current monthly statement cycle and are automatically transferred to the linked Kasasa Saver account within one day. When Kasasa Cash qualifications are not met, all balances in Kasasa Cash earn a non-compounding APY* of 0.05% and ATM fee refunds are not made. Minimum to open is $50.00. APYs accurate as of 04/03/2023. Rates and rewards are variable and may change at our discretion after account is opened without notice to you. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more business days from the date transaction was made to post to and settle account. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. If the first day of the month that is a Business Day falls on a Friday, a weekend, or on a Monday that is not a business day, then the Monthly Qualification Cycle means a period beginning one (1) Business Day prior to the first day of the current Monthly Statement Cycle through two (2) Business Days prior to the close of the current Monthly Statement Cycle.

ATM processed transactions, transfers between accounts, debit card purchases processed by merchants and received at our bank as ATM transactions, and purchases made with debit cards not issued by our bank, do not count towards qualifying debit card transactions. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. Fees may reduce earnings. APY = Annual Percentage Yield. Limit one account per Social Security Number. *The interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account. Automatic transfer may cause an overdraft to your Kasasa Cash account. Account approval, qualifications and rules apply. Contact institution for details. Member FDIC.

Additional Resources

Empowering the Georgia community.

Holly Blenk named Ambassador of the Year

Holly Blenk named Ambassador of the Year

Century is proud to announce that Holly Blenk has been named Ambassador of the Year.

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Brandi Osborne Promoted to Senior Loan Assistant

Brandi Osborne Promoted to Senior Loan Assistant

Century is proud to announce the promotion of Brandi Osborne to Senior Loan Assistant.

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Century Named Inaugural Large Business of the Year

Century Named Inaugural Large Business of the Year

Century has been named inaugural the first-ever Large Business of the Year by the…

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Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

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2. Loan Details
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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

Business Certificates of Deposit

Term Interest Rate APY Compound Method
90 Day 0.20% 0.20% Simple
180 Day 0.50% 0.50% Simple
12 Month 0.75% 0.75% Quarterly
18 Month 0.80% 0.80% Quarterly
24 Month 0.95% 0.95% Quarterly
30 Month 1.00% 1.00% Quarterly
36 Month 1.15% 1.15% Quarterly
48 Month 1.25% 1.26% Quarterly
60 Month 1.30% 1.30% Quarterly

The Annual Percentage Yield (APY) assumes the interest remains on deposit until maturity. A withdrawal of interest will reduce earning. Minimum deposit to open account is $500.

Business Money Market Account

Account Balance Interest Rate APY
$0 - $2,499.99 0.00% 0.00%
$2,500 - $24,999.99 0.35% 0.35%
$25,000 - $49,999.99 0.40% 0.40%
$50,000 - $99,999.99 0.45% 0.45%
$100,000 - $249,999.99 0.50% 0.50%
$250,000 - $499,999.99 0.50% 0.50%
$500,000 - $999,999.99 0.55% 0.55%
$1,000,000+ 0.55% 0.55%

Business NOW Checking

Account Balance Interest Rate APY
$0 - $2,499.99 0.00% 0.00%
$2,500 - $24,999.99 0.25% 0.25%
$25,000 - $49,999.99 0.30% 0.30%
$50,000 - $99,999.99 0.35% 0.35%
$100,000 - $249,999.99 0.40% 0.40%
$250,000 - $499,999.99 0.40% 0.40%
$500,000 - $999,999.99 0.50% 0.50%
$1,000,000+ 0.50% 0.50%

Certificates of Deposit

Term Interest Rate APY Compound Method
90 Day 0.30% 0.30% Simple
180 Day 0.35% 0.35% Simple
12 Month 0.40% 0.40% Quarterly
18 Month 0.45% 0.45% Quarterly
24 Month 0.50% 0.50% Quarterly
30 Month 0.55% 0.55% Quarterly
36 Month 0.60% 0.60% Quarterly
48 Month 0.65% 0.65% Quarterly
60 Month 0.70% 0.70% Quarterly

The Annual Percentage Yield (APY) assumes the interest remains on deposit until maturity. A withdrawal of interest will reduce earning. Minimum deposit to open account is $500.

Kasasa Cash®*

Account Balance Minimum Opening Deposit Interest Rate APY
$0 to $24,999.99 $50 3.45% 3.50%
$25,000+ $50 0.249% 3.50% to 0.90%
All balances if qualifications not met $50 0.05% 0.05%

 

Qualifications to Earn Rewards

All that stands between you and your rewards are things you probably do anyway. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in online banking
  • Be enrolled in and agree to receive eStatements

And even if you don't meet your qualifications during the month, your Kasasa Cash account is still free — and you'll still earn our base rate of interest.

Kasasa Saver®*

Account Balance Minimum Opening Deposit Interest Rate APY
$0 to $24,999.99 $50 1.24% 1.25%
$25,000+ $50 0.249% 1.25% to 0.45%
All balances if qualifications not met $50 0.05% 0.05%

 

Qualifications to Earn the Higher Rate

Qualifying for your Kasasa Cash or Kasasa Cash Back® account automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases 
  • Be enrolled in online banking
  • Be enrolled in and agree to receive eStatements

That's it! And even if you don't meet your qualifications during the month, your Kasasa® accounts are still free — and you'll still earn our base rate of interest on Kasasa Saver.

Money Market Account

Account Balance Interest Rate APY
$0 - $24,999.99 0.35% 0.35%
$25,000 - $49,999.99 0.40% 0.40%
$50,000 - $99,999.99 0.45% 0.45%
$100,000+ 0.50% 0.50%

Savings Accounts

Account Balance Interest Rate APY
Regular Savings $0 - $200 0.15% 0.15%
Regular Savings $200+ 0.30% 0.30%
Christmas Savings All Balances 0.30% 0.30%